Laying the financial planning foundations to ensure your family remains protected should anything happen to one of the other members, starts with Personal and Family Protection.
Chris Webb, Principle of Corfe Wealth Management explains in this brief video the 5 levels of Personal and Family Protection:
- Term Assurance
- Decreasing Term
- Increasing Term
- Convertible Term
- Family Income Benefit
A Guide to Family & Personal Protection
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Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse.